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The Affordable Care Act offers assistance and/or subsidies if you earn between 100% – 400% of the Federal Poverty Level. For 2024, that's $14,580-$58,320 for an individual and $30,000- $120,000 for a family of four.

This results in free or very low cost health insurance by utilizing:

Each assistance type has different eligibility requirements based on income as a percentage of the Federal Poverty Level.

What is the Federal Poverty Level?